PAYMENTS · SUBSCRIPTION BILLING

Subscription billing that keeps recurring revenue recurring.

Rebills, retries, dunning, and recovery built for continuity businesses — so expired cards and soft declines stop quietly eroding your MRR.

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VERTLO OS / BILLINGLIVE
RENEWAL SUCCESS
87.4%
RETRIESISSUER-AWARE
TOKENSAUTO-UPDATED
RECOVERYTRACKED
OVERVIEW

What it is, and why it matters.

For subscription and continuity businesses, the payment failure you never see is the one that hurts most. A card expires, a rebill soft-declines, a retry fires at the wrong hour — and revenue leaks without a single angry customer email.

Vertlo's subscription billing infrastructure is built around recovery: network tokens that survive card reissues, issuer-aware retry scheduling, and dunning flows that recover revenue while keeping the customer relationship intact.

BENEFITS

Stop losing revenue you already earned

Recover failed rebills

Issuer-aware retry timing recovers soft declines that fixed schedules miss.

Survive card reissues

Network tokens and account updater keep billing alive when cards are reissued or expire.

Reduce involuntary churn

Dunning and update-payment flows recover customers before they lapse.

See recovery working

Renewal success and recovered revenue are tracked, not guessed at.

HOW IT WORKS

Inside subscription billing

Configured with your acquiring, routing, and reporting during onboarding — and supported by a team that knows the account.

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01

Issuer-aware retries

Retry windows timed to issuer behaviour rather than a fixed clock.

02

Network tokenisation

Tokens auto-update through card reissues to protect continuity.

03

Dunning & recovery

Automated reminders and update-payment links that recover revenue politely.

04

Rebill routing

Recurring transactions routed for approval, with fallback on decline.

05

Recovery reporting

Renewal success, failed-payment, and recovered-revenue views.

USE CASES

Built for recurring models

01

Membership & continuity

Monthly and annual plans with rebills tuned to approve reliably.

02

Usage & hybrid billing

Recurring base charges alongside variable usage, reconciled cleanly.

03

Free-to-paid conversions

First-charge success optimised so trials convert instead of failing at the gate.

FAQ

Subscription billing FAQs

Answers to the questions merchants ask most about this part of the platform.

How does Vertlo reduce subscription churn?+

By recovering payments that would otherwise fail silently — issuer-aware retries, network tokens that survive reissues, and dunning flows that prompt customers to update details before they lapse.

What is an issuer-aware retry?+

Instead of retrying a failed rebill at a fixed hour, Vertlo times re-attempts to when the issuing bank is more likely to approve, improving recovery on soft declines.

Do you support annual and hybrid plans?+

Yes — monthly, annual, quarterly, usage-based, and hybrid models are supported, with reporting that reflects each.

Can I see recovered revenue?+

Yes. Renewal success rate, failed renewals, and recovered revenue are first-class metrics in your operating view.

RELATED ON THE PLATFORM
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Ready to plug the leaks in your recurring revenue?

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WE REVIEW EVERY BUSINESS INDIVIDUALLY. APPROVAL IS SUBJECT TO UNDERWRITING, COMPLIANCE, JURISDICTION, AND ELIGIBILITY REQUIREMENTS.