SOLUTIONS · E-COMMERCE

Payments infrastructure for serious e-commerce brands.

Card processing, intelligent routing, and risk operations for high-growth online retailers that have outgrown a default checkout button.

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VERTLO OS / E-COMMERCELIVE
APPROVAL RATE · 30D
93.8%
CHECKOUTCONVERSION-TUNED
ROUTINGMULTI-ACQUIRER
DISPUTESMANAGED
OVERVIEW

When a default gateway starts costing you sales.

Growing e-commerce brands hit a wall that starter payment tools were never built to handle: rising volumes, international customers, promotional spikes, and the account reviews that follow. Every avoidable decline at checkout is revenue handed to nobody.

Vertlo gives online retailers acquiring, routing, and reporting configured around how the store actually sells — so approval performance holds through Black Friday, new-market launches, and category scrutiny.

BENEFITS

Built for how modern stores sell

Protect peak-season revenue

Multi-acquirer routing and retries hold approval rates through demand spikes.

Sell internationally

Card geography and currency inform routing so overseas buyers meet a route built to approve them.

Fewer surprise reviews

Dedicated underwriting means fewer abrupt account actions as you scale.

One operating view

Orders, refunds, disputes, and settlements in a single reconciled picture.

HOW IT WORKS

What powers your store's payments

Configured with your acquiring, routing, and reporting during onboarding — and supported by a team that knows the account.

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01

Conversion-tuned checkout

Hosted or embedded flows with wallets and risk-based 3DS.

02

Intelligent routing

Best-route selection with approved fallbacks armed.

03

Dispute operations

Alerts, evidence, and deadline tracking handled with you.

04

Reporting & reconciliation

Settlement-linked reports finance can close with.

USE CASES

Common e-commerce scenarios

01

Flash sales & launches

Volume spikes distributed across MIDs to protect approval and stay within caps.

02

Cross-border expansion

New markets activated with acquiring aligned to customer geography.

03

Subscription add-ons

Recurring bundles billed with issuer-aware retries alongside one-time orders.

FAQ

E-commerce payment FAQs

Answers to the questions merchants ask most about this part of the platform.

Can Vertlo handle Black Friday volume spikes?+

Yes. Volume is distributed across multiple acquiring routes to stay within processing caps and hold approval rates during peaks, with fallbacks that engage automatically if a route degrades.

Do you support international customers?+

Yes — routing takes card geography and currency into account, and international acquiring is assessed per application to align with your customer markets.

Will I get fewer account reviews?+

Dedicated underwriting and a considered setup reduce the abrupt reviews common with default providers, though all businesses remain subject to ongoing compliance and risk review.

Can I keep my existing store platform?+

In most cases yes — Vertlo integrates via hosted checkout, embeddable fields, or API depending on your platform and compliance scope.

RELATED ON THE PLATFORM
Payment GatewaySubscription BillingFraud Prevention

Ready to give your store payments that scale with it?

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WE REVIEW EVERY BUSINESS INDIVIDUALLY. APPROVAL IS SUBJECT TO UNDERWRITING, COMPLIANCE, JURISDICTION, AND ELIGIBILITY REQUIREMENTS.